Qualified Charitable Distribution

A Qualified Charitable Distribution (QCD) is a direct transfer of funds from your IRA custodian directly to a qualified charity, like Josh McDowell Ministry. QCDs can be counted towards your required minimum distribution (RMD) for the year, if certain rules are met.

A QCD provides an excellent opportunity for retirement account owners to “give something back” from a lifetime of savings. With proper foresight, and a careful eye on distribution planning, the QCD can be a “win-win,” both for an account holder looking for a smart tax-planning strategy and the qualifying charity that stands to benefit.

Leveraging a QCD to lower one’s Adjusted Gross Income could potentially reduce taxes based on income, such as Social Security benefits or Medicare Parts B and D premium surcharges. Available to owners and beneficiaries age 70½ or older, a QCD offers tax-free IRA distributions of up to $100,000 in 2023 ($105,000 in 2024).

Please check with your tax and legal advisor to discuss how to maximize your tax benefits. Plus, they can help you with new Secure Act. 2.0 rule changes and other rules you must be familiar with to ensure tax-free QCD treatment.

For your convenience download the pdf form for information on how to start the process.

Submit your IRA Notification Online

Name of the IRA Custodian issuing the check:(Required)

First Last

Check Amount:(Required)

Date:

Gift Frequency:

One-Time

Monthly

Quarterly

Annual

Donor's Full Name(Required)

First Middle Last

Donor Number

Phone

Donor's Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

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Josh McDowell

Founder

JMM Development Team

Shelley Komoszewski

Director of Advancement

Bill Daly

Senior Ministry Representative

Mark A. Brown

Senior Ministry Representative

plannedgiving@josh.org
469 722 1419

Donate Today

Checks can be mailed to:
Josh McDowell Ministry
2001 W. Plano Parkway
Suite 2400
Plano TX 75075

Josh McDowell Ministry is a ministry of Cru (formerly, Campus Crusade for Christ, Inc.), a California non-profit corporation (tax identification # 95-6006173), located at 100 Lake Hart Drive, Orlando, Florida 32832.

DISCLAIMER
The purpose of this website is to provide general gift, estate, and financial planning information. Watch for tax revisions. State laws govern will, trusts, and charitable gifts made in a contractual agreement. Advice from legal counsel should be sought when considering these types of gifts.